There are so many benefits to choosing a VA Home Loan instead of a conventional loan!

First, You Save Money 

• No down payment is required
• You don’t have to pay private mortgage insurance (PMI)
• Rates are often lower

Next, You Save Time

• There are easier qualification standards, with credit and income standards often not as strict 
• A few simple documents are all it takes to determine pre-approval

Finally, You Gain Flexibility

• You can use up to 100% of your home’s equity to take cash out or consolidate debt.
• You can streamline refinance an existing VA loan without obtaining an appraisal or going through the full qualifying process of a regular refinance. 
• There are no prepayment penalties.
• Late charge cannot be assessed unless payment is more than 15 days overdue.